Palm City Homes under $200,000

Palm City Homes under $200,000

Welcome to Palm City, Florida—a hidden gem nestled along the picturesque banks of the St. Lucie River. This charming community boasts a perfect blend of natural beauty, suburban tranquility, and vibrant local culture, making it an ideal place to call home. With its lush landscapes, abundant parks, and proximity to stunning beaches, Palm City offers residents a serene escape from the hustle and bustle of city life while still providing easy access to nearby urban amenities.

One of the most appealing aspects of Palm City is its diverse housing market, particularly for those seeking affordable options. For homebuyers looking for properties under $200,000, the area presents a variety of charming homes that offer both value and comfort. These budget-friendly options include quaint single-family homes, cozy townhouses, and well-maintained condos, perfect for first-time buyers, retirees, or anyone looking to downsize.

In addition to its affordable housing, Palm City is known for its friendly community atmosphere and excellent schools, making it a fantastic place for families. Residents enjoy a range of recreational activities, from boating and fishing on the St. Lucie River to exploring the nearby nature preserves and parks. With a variety of local shops, restaurants, and entertainment options, you'll find everything you need right at your fingertips.

Whether you're a first-time homebuyer or looking to invest in a second property, Palm City offers an inviting community with affordable homes that embody the spirit of Florida living. Discover your perfect slice of paradise in Palm City today!

Newest Palm City Homes under $200,000

13268 Harbour Ridge Boulevard Unit 2A, Palm City
$168,500
3 Beds ⋅ 2 Baths ⋅ M20057070 MLS ⋅ Harbour Ridge - Mile Lake Village BLDG.
GREAT LOCATION! FURNISHED 2nd-floor corner/end unit offering 3 bedrooms, 2 full baths & covered detached carport. Enjoy beautiful golf course views of the 14th fairway of the Golden Marsh course from the screened patio. Bright, open living area features high ceilings & wood laminate flooring. Kitchen offers granite countertops & white cabinetry. Impact windows provide added peace of mind. Harbour Ridge is a private, mandatory-membership community featuring two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickleball, fitness center & pool, waterfront clubhouse with 3 dining rooms, 2-mile riverfront walking path, biking, Yacht Club & marina. Boat slips available for additional fee. $125,000 Joining Fee ($1,000 refundable) due at closing. Monthly HOA includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & applicable taxes.

13268 Harbour Ridge Boulevard Unit 2A, Palm City
2560 NW Seagrass Drive Unit 6B, Palm City
$199,900
2 Beds ⋅ 2 Baths ⋅ M20055129 MLS ⋅ Harbour Ridge - Bayhead Village BLDG.
RIVERFRONT CONDO with AMAZING VIEWS of the St. Lucie River! Ideally situated on the second floor, this beautifully maintained 2-bedroom, 2-bath residence features a desirable split floor plan, high ceilings, and luxury wood-plank laminate flooring throughout. Enjoy peace of mind with recent updates including 2025 interior and exterior paint and a 2023 A/C. Offered fully furnished turnkey, this is a perfect opportunity to move right in and start enjoying waterfront living at its finest. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

2560 NW Seagrass Drive Unit 6B, Palm City
12481 Harbour Ridge Boulevard Unit 1-4, Palm City
$34,000
2 Beds ⋅ 2 Baths ⋅ M20052926 MLS ⋅ Harbour Ridge - Pond Apple Village BLDG.
Relax and unwind on the screened patio overlooking the lush fairway. Scenic 1st fairway views of the River Ridge Course, beautifully furnished 2-bedroom, 2-bath condominium, offering both comfort and style. Situated on the second floor, the home features vaulted ceilings and a desirable split floor plan for added privacy. Recent updates: a NEW A/C and impact windows, while stainless steel appliances bring a modern touch to the kitchen. Detached carport and separate garage for your golf cart. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

12481 Harbour Ridge Boulevard Unit 1-4, Palm City
13424 Harbour Ridge Boulevard Unit 4A, Palm City
$55,000
2 Beds ⋅ 2 Baths ⋅ M20057098 MLS ⋅ Harbour Ridge Yacht & Cc-Palmetto Village BLDG.
FABULOUS BUY! Offered Furnished with a Garage. Light & Bright 2 Bedroom/2 Bath 2nd Floor Condo with high vaulted ceilings overlooking #11 of Golden Marsh Course. Wood Flooring, Plantation Shutters, & Screen Encloses Patio. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

13424 Harbour Ridge Boulevard Unit 4A, Palm City
13256 Harbour Ridge Boulevard Unit 4A, Palm City
$149,000
2 Beds ⋅ 2 Baths ⋅ M20053071 MLS ⋅ Harbour Ridge - Mile Lake Village BLDG.
It's all about the view! Glorious sunsets overlooking Mile Lake! Furnished, updated 2BR/2BA 2nd floor condo w/ beautiful lake, golf course, and preserve views. Updates include wood-style luxury vinyl flooring, interior paint, recessed lighting in living room, & updated bathrooms. Kitchen features granite countertops, new cabinetry, and stainless steel appliances. Enclosed patio adds additional living space w/ replaced sliders with floor to ceiling windows. Impact windows too. Sauna does not convey with property. Harbour Ridge is a private, mandatory membership community, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

13256 Harbour Ridge Boulevard Unit 4A, Palm City
12443 Harbour Ridge Boulevard Unit 3-6, Palm City
$159,900
2 Beds ⋅ 2 Baths ⋅ M20054415 MLS ⋅ Harbour Ridge - Pond Apple Village BLDG.
Beautifully updated, second-floor 2-bedroom, 2-bath, panoramic views of the golf course and pond. High ceilings, natural light create a bright, open living space, kitchen has Bosch appliances, quartz countertops, updated cabinetry with additional cabinets. Luxury vinyl wood plank flooring in the main living areas, enhancing modern appeal. Plus Impact windows, detached carport and private golf cart garage, including the golf cart. Experience the effortless country club lifestyle with beautiful views, spacious interiors, and low-maintenance living. Harbour Ridge: private, mandatory membership, two 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & taxes.

12443 Harbour Ridge Boulevard Unit 3-6, Palm City
13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
$145,000
2 Beds ⋅ 2 Baths ⋅ B26079937 MLS
2-bedroom, 2-bathroom condo in Harbour Ridge, a prestigious golf community in Palm City. This beautifully renovated residence offers a comfortable layout within an active country club setting. Enjoy scenic surroundings and access to a lifestyle centered around championship golf and resort-style amenities. The two-bathroom configuration provides added flexibility for residents and guests. Harbour Ridge offers a private community setting with golf, recreation, and country club amenities. Conveniently located in Palm City with access to local shopping, dining, recreation, and everyday services. HOA applies.

13470 HARBOUR RIDGE Boulevard Unit 3A, Palm City
2255 NW Seagrass Drive, Palm City
$79,000
3 Beds ⋅ 3 Baths ⋅ M20056040 MLS ⋅ Harbour Ridge - Fairway Village BLDG.
What an opportunity to own this turn-key, furnished home in Harbour Ridge! Featuring 3 bedrooms, 2 full baths, and 1 half bath, tile flooring throughout, beautifully maintained residence, with some updates, spacious living areas, 2-car garage. Ideally located near the driving range, you'll enjoy easy access to the exceptional golf and club amenities that make Harbour Ridge so special. Move right in and start enjoying the active country club lifestyle. You’re going to love the lifestyle! Harbour Ridge is a private, mandatory membership community, two beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, fitness facility w/ pool, waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

2255 NW Seagrass Drive, Palm City
2205 NW Seagrass Drive, Palm City
$165,000
3 Beds ⋅ 3 Baths ⋅ M20056627 MLS ⋅ Harbour Ridge - Fairway Village BLDG.
Beautifully updated 3-bedroom, 2½-bath patio home featuring an enclosed sunroom overlooking a private backyard. The desirable split floor plan provides privacy for both owners & guests, while luxury vinyl plank flooring & updated kitchen & baths create a fresh, comfortable feel throughout. Located close to the Clubhouse, driving range and river, and steps from the community pool, this inviting home offers an easy, low-maintenance way to enjoy the best of country club living. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, impressive fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

2205 NW Seagrass Drive, Palm City
4081 SW Parkgate Boulevard Unit A, Palm City
$190,000
3 Beds ⋅ 2 Baths ⋅ M20055262 MLS ⋅ Pipers Landing Garden Apts Area 09 BLDG.
First-floor furnished corner unit with lakeside views in prestigious Piper’s Landing Yacht & Country Club. Bright, spacious floor plan with north-facing patio for morning sun and south porch overlooking the lake for evening sunsets. Features a Newly renovated kitchen, Newly refurbished golf cart, and NEW impact windows just installed May 2026. Enjoy unlimited golf with easy tee times, marina access, tennis and pickleball courts, renovated clubhouse dining, and an active country-club lifestyle. Convenient Palm City location with easy access to I-95, the Turnpike, the South Fork of the St. Lucie River, shopping and dining. Mandatory equity. Chance of a lifetime — move in and start enjoying paradise!

4081 SW Parkgate Boulevard Unit A, Palm City
1965 SW Silver Pine Way Unit 118-D2, Palm City
$200,000
2 Beds ⋅ 2 Baths ⋅ M20055252 MLS ⋅ Pine Ridge At Martin Downs Condo 14 BLDG.
Move-in ready and perfectly positioned in highly sought-after Palm City! This beautifully updated 2/2 condo in Pine Ridge is tucked into a desirable second-floor corner spot, filling every room with wonderful natural light. Sip morning coffee or evening wine on the screened balcony off the living room—your own private retreat. The updated kitchen shines with stainless appliances, solid countertops, and plenty of workspace, while IMPACT WINDOWS throughout offer peace of mind and energy efficiency. The primary suite features a spacious walk-in closet and ensuite bath for ultimate comfort. HOA fees that cover cable and building insurance, plus the added bonus that all assessments for the upcoming roof replacement and building painting are already paid in full! Nestled in a gated community with a sparkling pool and tennis courts, just minutes from top-notch dining, shopping, & easy highway access—with beautiful beaches only 10 minutes away. Palm City living at its finest—don't miss it!

1965 SW Silver Pine Way Unit 118-D2, Palm City
13264 Harbour Ridge Boulevard Unit 8B, Palm City
$125,000
3 Beds ⋅ 2 Baths ⋅ M20055026 MLS ⋅ Harbour Ridge Y&Cc - Mile Lake Village BLDG.
Lovely 3 Bedroom / 2 Bath - 2nd Floor End Unit Condo with view of Mile Lake and Golden Marsh Golf Course. Breakfast Area off the Kitchen plus Formal Dining. Screen enclosed Patio extends from Living Room for outdoor enjoyment. Within steps of the Golf Cart Garage and Community Pool. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River.$124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing.Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.

13264 Harbour Ridge Boulevard Unit 8B, Palm City
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